Coindivo

Money and wallets

Moving money between your wallets

You have USDC on Solana but want to buy on Base? No need to send anything through an exchange: Coindivo moves it for you, between your own wallets.

How it works

On the dashboard, next to "Your real balance", click Move money. Choose the wallet and coin to move from, the wallet and coin to move to, and the amount.

  • Before anything is sent you see what arrives, what it costs and how long it takes (usually a few seconds, around $0.05 in costs).
  • A bridge (through LI.FI, which picks the best route) moves the money. The screen follows the transfer until it has arrived.
  • Money only moves between your own wallets. If a bridge fails, the money returns to the wallet it came from.
  • You can also move into a network’s own coin (SOL, BNB, ETH), for example to top up gas.

Topping up while buying

If the wallet you buy with holds too little, the buy screen offers to top up the shortfall from your richest other wallet. One click on Move, then Buy.

Automatic top-up

Under Settings → Trading you find "Top up automatically from your other wallets". When it is on and you buy with a stablecoin (USDT or USDC) while that wallet holds too little, Coindivo first moves the shortfall (plus about 1% for the costs) and then buys.

This applies to normal buys, limit orders and the auto-trader. Only fast routes are used, so a buy never hangs. It is off by default.

Updated September 27, 2026